INSURANCE BASICS

Here you will learn about the various types of life, health, property, casualty insurances and when you do/don't need insurance coverage as well as scopes of various policies.  You will also find out how various types of insurance policies are rated and priced. 

• Difference between cancellation and non-renewal?
  There is a big difference between when an insurance company cancels a policy and when it chooses not to renew it.
   
• What is a basic auto insurance policy?
  Six separately-priced coverages that an auto insurance policy may include.
   
• Do I need insurance to rent a car?
  When you rent a car, you need insurance. If you have adequate insurance on your own car, including collision and comprehensive coverage, this may be enough.
   
• What is a basic homeowners insurance policy?
  The four essential types of coverage that make up a homeowners insurance policy.
   
• What determines the cost of my auto  insurance policy?
  Six factors that impact your auto insurance policy premium.

• What kinds of health insurance plans are there?
  There are essentially two kinds of heath insurance plans. While they are fundamentally different, the coverages may be similar.
   
• How much life insurance do I need?
  Questions to ask and things to consider when deciding how much life insurance to buy.
   
• What are the two types of life insurance?
  While there a many different types of life insurance policies, they generally fall into two categories.
   
• Wedding insurance
  What is wedding insurance, what coverages are available and what should you ask before selecting a policy.
   
• Insurance for college students
  Find out when students need to purchase insurance and what kinds of coverage. Also, guidelines for protecting against theft on campus.