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Shopping for a safe
car

If you’re like
most people shopping for a new car, safety ranks high among
things you're looking for. Every new car must meet certain
federal safety standards, but that doesn’t mean that all cars
are equally safe. There are still important safety differences,
and some vehicles are safer than others. Many automakers offer
safety features beyond the required federal minimums. The
following safety features should be considered when purchasing a
car:
- Crashworthiness
These features reduce the risk of death or serious injury
when a crash occurs. You can get a rating of crashworthiness
from the Insurance Institute for Highway Safety’s website at
http://www.highwaysafety.org./
- Vehicle structural design
A good structural design has a strong occupant compartment,
known as the safety cage, as well as front and rear ends
designed to buckle and bend in a crash to absorb the force
of the crash. These crush zones should keep damage away from
the safety cage because once the cage starts to collapse,
the likelihood of injury increases rapidly.
- Vehicle size and weight
The laws of physics dictate that larger and heavier cars are
safer than lighter and smaller ones. Small cars have twice
as many occupant deaths each year as large cars. In crashes
involving smaller and larger vehicles, heavier vehicles
drive lighter ones backwards, decreasing the forces inside
the heavier car and increasing them in the lighter car.
- Restraint systems
Belts, airbags and head restraints all work together with a
vehicle’s structure to protect people in serious crashes.
Lap/shoulder belts hold you in place, reducing the chance
you’ll slam into something hard or get ejected from the
crashing vehicle. If you aren’t belted, you’ll continue
moving forward until something suddenly stops you—often a
hard interior surface that will injure you.
- Shoulder belts are on inertia reels
that allow upper body movement during normal driving but
lock during hard braking or in a crash. Belt webbing is
stored on the reel, and during a frontal crash any slack
in the webbing can allow some forward movement of your
upper body. Then you could strike the steering wheel,
dashboard or windshield. This problem is addressed in
some cars with belt crash tensioners that activate early
in a collision to reel in belt slack and prevent some of
the forward movement.
- Airbags and lap/shoulder belts
together are very effective. However in some
circumstances, inflating airbags cause serious injuries
and even death. The greatest risk of injury from an
inflating airbag is if you’re on top of, or very close
to an airbag when it starts to inflate. Choose a car
that allows you to reach the gas and brake pedals
comfortably without sitting too close to the steering
wheel. Some cars offer telescoping steering column
adjustments that may help.
- Side airbags are designed principally
to protect your chest. They may also keep your head from
hitting interior or intruding structures.
- Head restraints are required in front
seats of all new passenger cars to keep your head from
being snapped back, injuring your neck in a rear-end
crash. But there are big differences among head
restraints. Some are adjustable, and others are fixed.
They also vary in height and how far they’re set back
from the head. To prevent neck injury, a head restraint
has to be directly behind and close to the back of your
head. Look for cars that have this type of restraint. If
the restraints are adjustable, maker sure they can be
locked into place. Some don’t lock, which means they can
be pushed down in a crash.
- Anti-lock brakes
When you brake hard with conventional brakes, the wheels may
lock and cause skidding and a lack of control. Anti-lock
brakes pump brakes automatically many times a second to
prevent lockup and allow you to keep control of the car. If
you were trained to brake gently on slippery roads or pump
your brakes to avoid a skid, you may have to unlearn these
habits and use hard, continuous pressure to activate your
antilock brakes. Anti-lock brakes may help you keep steering
control, but they won’t necessarily help you stop more
quickly.
- Daytime running lights
The ignition switch activates these lights. They are
typically high-beam headlights at reduced intensity or
low-beam lights at full or reduced power. By increasing the
contrast between vehicles and their backgrounds, making the
vehicles more visible to oncoming drivers, these lights can
prevent daytime accidents.
- On the road experience
Other design characteristics can influence injury risk on
the road. Some small utility vehicles and pickups are prone
to rolling over. "High performance" cars typically have
higher-than-average death rates because the drivers are
tempted to use excessive speed. Combining a young driver and
a high-performance car can be particularly dangerous.
Permission
for republication granted by © Insurance Information
Institute, Inc. --- ALL RIGHTS RESERVED
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